Nino Pedrini

Chief Executive Officer

Nino Pedrini has more than 45 years of diverse industry experience with proven accomplishments in formulating the vision and structure of successful companies. He is also an Owner, Chief Executive Officer, and Managing Partner who has been recognized as a results-oriented leader and for his entrepreneurial vision and spirit.

Prior to leading the Capstone Management Group, Pedrini was affiliated with Duncanson & Holt, a New York-based reinsurance managing underwriting firm that specialized in life, accident/health, property/casualty, marine, and aviation.

In 1982, he and business partner Bob Baratta co-founded the Capstone Management Group. Together, they were responsible for forming the first self-funded Employee Retirement Income Security Act (ERISA) health programs nationally. As lead reinsurer, they initiated and supported programs for managing general agents, managing general underwriters, insurance carriers, third party administrators and other reinsurers nationally. They built a national managing general underwriting firm, which developed and managed more than $100 million of revenue. Additionally, they created the first long-term care specialty company that provided actuarial, underwriting, and consulting services to the insurance industry all while developing products for entry-level carriers and providers, which resulted in managing more than $500 million of long-term care premiums.

Pedrini has a proven record of accomplishments in formulating management strategies and objectives specific to managing underwriting, overall administration and reinsurance risk pool management. He has been responsible for marketing and strategies both nationally and internationally; he has been instrumental in product development and enhancement, administrative systems, and development of overall corporate management and infrastructures. He has spearheaded cross-functional initiatives to achieve corporate goals, consistently demonstrating competency in leadership, management, strategic planning and execution, marketing, and profit optimization.

Pedrini has also spearheaded mergers, acquisitions and their associated integrations, and he has time and again created strategic measures with organization leaders to effectively align with and support key business initiatives — all while building and retaining high-performance teams.

Bob Baratta

Chief Financial Officer

As CFO of Capstone Management Group, Bob Baratta brings a proven record of accomplishment with more than 55 years in all areas of the insurance and reinsurance industries. In formulating the vision and structure of successful companies, he has been instrumental in the development of marketing strategies and product development. He has also been involved with enhancing administrative systems, including the development of overall corporate management and infrastructures.

Baratta began working in the insurance industry in Chicago at Continental Casualty Company as an agent in their division for special risk. Later, he joined American Home Assurance Company (AIG), serving as the Chicago Branch Manager and finally National Sales Manager out of the home office in New York City. While in New York with AIG, Baratta was contacted by the owner of newly formed Duncanson & Holt, the American Accident Reinsurance Group, to become their fifth employee and to expand their facility west of the Mississippi. While at Duncanson & Holt, he was a shareholder and held positions as San Francisco Branch Manager, Western Regional Manager, and Senior Vice President overseeing national sales.

In 1982, he and his business partner Nino Pedrini co-founded the Capstone Management Group. Together, they were responsible for forming the first self-funded ERISA health programs nationally. As lead reinsurer, they initiated and supported programs for managing general agents, managing general underwriters, insurance carriers, third party administrators and other reinsurers nationally. They built a national managing general underwriting firm, which developed and managed more than $100 million of revenue. Additionally, they created the first long-term care specialty company that provided actuarial, underwriting, and consulting services to the insurance industry all while developing products for entry level carriers and providers, which resulted in managing more than $500 million dollars of long-term care premiums.

Baratta’s experience in all levels of senior management, financial planning, underwriting, and national sales prepared him to develop a cadre of entrepreneurial-focused companies.

Patrick Zunini

Executive Vice President Underwriting

Patrick Zunini joined the Capstone family of companies in April of 2001 to manage their employer medical stop loss, underwriting facility, areas of stop-loss and specialty risk. He further became responsible for captive formation, management and administrative functions.

Prior to joining Capstone, Patrick spent eighteen years in the insurance brokerage and consulting business with national brokerage firms. He was the Sales Director for Sedgwick of Nevada, and subsequently Marsh of Nevada, overseeing 20 sales professionals on both the employee benefit and property and casualty side of the business and managing a book of over $250 million in fully-insured equivalent premium. He built very a successful program to “cross sell” all property and casualty accounts and benefit accounts to accomplish “total account selling”. In 1989, while at Sedgwick, he was co-designer of first PPO self-funded plan with copays and assisted in designing, creating, and establishing very prosperous reinsurance industry pools. He also assisted in creating and building Marsh’s own proprietary internal underwriting and rating processes.

As the Executive Vice President of Underwriting at Capstone, Patrick is responsible for all underwriting functions for Capstone Management Group and Paragon Risk Management Services. He oversees the underwriting for all captives under program management including medical malpractice, stop loss and excess reinsurance. He created the business plan, underwriting guidelines, policy forms and rating templates for medical malpractice captive application submission and also for the actual operation of the company. In addition, Patrick also is also a Senior Manager for Aspen Reinsurance Group (ARG) and participates in overseeing ARG’s growth as its underwriting companies, reinsurance intermediary company and in its captive management/development companies.

Patrick serves as a member of various Broker Advisory Boards, including the Marsh Presidential Advisory Board.